When decluttering, which you might be doing as a new year’s resolution, we recommend that clients give unwanted items to charity (if they can’t easily be sold).  Doing so:Helps someone buy the item cheaper than they would newHelps the charity get money to support th...
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Brrr...it's chilly!

January 9, 2025
Have you ever had a broken-down boiler?  It could be caused by all sorts of things but one of the most common is a frozen condensate pipe.  And with the weather we've been having this is very likely.    But the good news is that you don’t actually need ...
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New Year's Resolutions

January 3, 2025
Happy new year!  A time of new year’s resolutions for lots of people.   These are good in many ways as it is like setting goals – things you want to achieve or things to make you feel better.  Last year my new year’s resolution was always to eat din...
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Christmas family reflections

December 26, 2024
We hope you all had a fantastic Christmas day with your friends and family, or if you were alone, that you enjoyed the peace and quiet.  We know many people who prefer a quiet one, so if that’s you, we hope quiet was delightful.*  Some of you might still be doing...
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We started our weekly short blogs a year ago on December 21st  with a reminder to look out for your loved ones over this Christmas when you go to visit them.  And we thought it was worthwhile repeating the message.Whilst you are with your relatives and friends and ...
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Christmas shopping

December 12, 2024
If you’re not yet finished with your Christmas shopping, we’ve listed some websites below to help you.   If you want to help a charity, why not go with one of the big charities who sell new items online.  Have a look at these three as an example.  Or ...
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Income in retirement

December 4, 2024
Pensions – oh no, boring!!  But very important.   The Triple Lock is all very well and good but that might not be enough to live on.   We aren’t regulated so we can’t give you financial advice BUT we can point you to some places to help you:You...
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Losing your landline?

November 28, 2024
Did you know that landlines are being phased out?  It’s not happening yet, and has in fact been delayed from 2025 to 2027.  The delay is because not all providers are ready and able to make the switch yet, and don’t all have plans in place to help vulnerable cu...
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Stories

November 21, 2024
One of the things that we love the most about our job is that we are able to hear our client’s stories.  It’s a great privilege.  We hear about their families, their jobs and their hopes and fears.  We find out about family rifts and reconciliations and so...
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Energy - confusing?

November 14, 2024
Do you find your energy bills confusing?  You are not alone.    There is far too much jargon involved so we thought we would explain a few things that might help simplify things.Fixed price v variable tariffsDeciding whether to go for a  fixed or var...
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